We know we need auto insurance to protect our vehicles and families. Likewise, if you’re a business owner, you need a commercial vehicle policy to insure your business fleet. It doesn't matter if it’s just one vehicle or any vehicles you or your employees use on company business. Without the right commercial vehicle coverage, you expose your business assets to risk. Worse yet, as the owner of the business, you can be found personally responsible for costs associated with any accident. Our team at Atchley & Associates can help you find the best policy for you.
We can design a policy according to your property, liability, and casualty needs. We are also proactive in identifying any factors that may increase your premiums or change your risk. So give us a call today or request a quote online.
Things to Consider in A Commerical Auto Policy
- Liability Coverage: protects you against judgements and other expenses when someone else suffers bodily injury or property damage as a result of your firm’s operation of a vehicle. We’ll explore various coverage extensions, exclusions and limits, as well as reimbursement for legal costs associated with the claim or lawsuit.
- Physical Damage Coverage: responds when one of your covered vehicles is damaged in some way. Again, we’ll address all extensions, exclusions, limits and deductibles and how they apply, and we’ll make sure you’re properly protected.
- Misc options: Hired Auto Physical Damage (covers hired or borrowed vehicles); Lease or Loan Gap Coverage (in case there’s a difference between your covered vehicle’s value and what’s owed to the lienholder); Electronic Equipment Coverage (for things like DVD players and GPS units that are permanently installed in your vehicle); and more
Atchley & Associates understand that running a successful business keeps you busy. That’s why we’re here to help you protect your business. Its our job to make sure there aren’t any gaps in your coverage. To learn more about how a commercial auto insurance policy can be part of a solid protection program, stop by our office, give us a call or complete our quote request form. We look forward to working with you.